Best credit cards in India for 2024 have become an essential financial instrument in today’s environment. They provide a number of advantages, including discounts, rebates, reward points, and much more. India, being a rapidly developing economy, has a multitude of credit cards to cater to the diverse needs of its residents. We examine the top credit cards available in India for 2024 in this post.
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Credit Cards with Cashback
Credit cards with cashback programs give their users a portion of their purchases back. This section outlines the top cashback credit cards in India.
SBI Bank: SBI Card with Cashback
The State Bank of India’s Cashback SBI Card offers an amazing 5% cashback on online purchases and 1% cashback on offline purchases. After your subsequent statement is generated, the cashback is automatically credited to your SBI Card account within two days. In addition, it provides a 1% fuel surcharge waiver at all Indian gas stations.
Axis Bank: Ace Credit Card from Axis Bank
With the Axis Bank Ace Credit Card, customers can pay their utility bills, DTH, and mobile phone recharges with Google Pay and receive an incredible 5% cashback. It also provides 4% cashback on well-known ride-hailing and food delivery services like Swiggy, Zomato, and Ola.
ICICI Bank: VisaCard HPCL Coral
Those who frequently fill up their cars will find great benefit from the ICICI Bank’s HPCL Coral VisaCard. This card offers a 2.5% cashback and savings of 1% fuel surcharge on fuel purchases at HPCL pumps. Furthermore, it offers two ICICI Bank Rewards Reward Points for every ₹100 spent on retail purchases—all other things excluded.
Credit Cards for Online Shopping
Credit cards for online buying come with benefits and discounts for e-commerce. They are ideal for individuals who frequently shop online.
Millennia Credit Card from HDFC Bank
A whopping 5% cashback is available with the HDFC Bank Millennia Credit Card on well-known retailers and entertainment sites like Amazon, BookMyShow, Flipkart, Myntra, and more. Furthermore, it provides 1% reward on all other purchases, including wallet and EMI transactions.
Axis Bank: Axis Bank Credit Card at Flipkart
The Flipkart Axis Bank Credit Card is the go-to solution for online shopping lovers. It provides 5% cashback on Myntra and Flipkart. In addition, it offers access to airport lounges and discounts of up to 15% at affiliated eateries.
Entertainment Credit Cards
Entertainment credit cards give rewards and discounts on movie tickets, concerts, and other entertainment-related spending.
HDFC Bank: Credit Card + Money Back
HDFC Bank’s Money Back + Credit Card gives 10X CashPoints on well-known websites like Amazon, BigBasket, Flipkart, and others. Furthermore, it offers 2 CashPoints for every ₹150 spent on other purchases and 5X CashPoints on EMI purchases made at merchant locations.
Kotak Bank: Kotak PVR Platinum Credit Card
The Kotak PVR Platinum Credit Card allows cardholders to enjoy 2 complimentary PVR movie tickets every month when they spend ₹10,000 and above in a billing cycle.
Fuel Credit Cards
Fuel credit cards are perfect for people who regularly drive because they provide incentives and savings on fuel expenditures.
Indian Oil Credit Card from HDFC Bank
The Indian Oil Credit Card from HDFC Bank is a boon for regular travelers. Cardholders can earn up to 50 liters of free fuel annually. Additionally, they receive a waiver of 1% of transaction fees for transactions made at all fuel stations in India.
Kotak Bank: Credit Card Kotak 811
Every Rs. 100 spent offline earns you two reward points with the Kotak 811 Credit Card. Additionally, it grants a 1% fuel surcharge waiver on transactions ranging between Rs.500 and Rs.3,000.
Travel Credit Cards
Travel credit cards are perfect for frequent travelers because they provide rewards and savings on travel-related expenses.
HDFC Bank: 6E Rewards – IndiGo HDFC Bank Credit Card
The 6E Rewards – IndiGo HDFC Bank Credit Card offers a 2.5% 6E Rewards on IndiGo Discounted Convenience Fee on IndiGo tickets. On milestone spends, it also provides up to 4 extra Economy Premium Tickets.
Kotak Bank: NRI Royal Signature Credit Card
With Kotak Bank’s NRI Royal Signature Credit Card, you can earn two reward points for every rupee you spend outside of India and one reward point for every rupee you spend inside the country. It also offers 2 complimentary trips every quarter to Dream Folks Lounges solely in India.
Fine Credit Cards for Dining In
Fine dine-in credit cards offer rewards and discounts on dining at fine-dine restaurants.
HDFC Bank: Swiggy HDFC Bank Credit Card
The Swiggy HDFC Bank Credit Card gives an outstanding 10% cashback on the Swiggy application. It also offers a 5% cashback on online purchases made at various online MCCs.
Kotak Bank: Credit Card Kotak 811
Every Rs. 100 spent offline earns you two reward points with the Kotak 811 Credit Card. Additionally, it waives the 1% fuel surcharge on transactions between Rs. 500 and Rs. 3,000.
Credit Cards for Club Membership
Club Membership credit cards are perfect for people who frequent clubs because they provide free club memberships.
Dinners Club Privilege Credit Card from HDFC Bank
BookMyShow is the source of a ‘Buy 1 Get 1 Free’ deal on movie and non-movie weekend tickets for HDFC Bank’s Dinners Club Privilege Credit Card. Additionally, it offers 5X Reward Points on Swiggy and Zomato.
Vistara Credit Card from Axis Bank
The Vistara Credit Card from Axis Bank offers privileges of complimentary Club Vistara Base membership. Additionally, it provides rewards on achieving milestone spends and a complimentary economy class ticket.
In summary, the ideal credit card for you will rely on your spending patterns, way of life, and unique requirements. We hope that watchnewz list of the top credit cards in India for 2024 will assist you in making a wise choice. Happy spending!
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